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Thursday, September 12, 2024Consumer-Driven Health Plans: HSAs and HRAs
In today’s complex healthcare landscape, navigating the financial aspects of healthcare can be daunting for both employers and employees. It’s crucial to explore effective tools that can help manage these expenses while providing flexibility and control over healthcare decisions. Two tools are Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs). These accounts offer significant financial benefits and play a vital role in supporting comprehensive healthcare strategy.Understanding HRAs
Wednesday, August 07, 2024The Future of Home Insurance May Rely on Fire Smart Building
Earlier in July 2024, the New York Times published an article highlighting the collaboration of researchers at the Insurance Institute of Business & Home Safety (IBHS) and insurance agencies, who are grappling with escalating losses due to the magnitude of wildfires across the West. The research emphasizes the role of a home's design features to withstand wildfire by focusing on key areas of home ignition risk: near-home landscaping, and the building’s materials and design often referred to as home
Thursday, August 01, 2024Pacific Gas & Electric Wildfire Safety Tips - August 2024
DON'T LET YOUR FAMILY BE CAUGHT OFF GUARD! An alarming new study has shown that 58% of Californians lack a disaster kit, and 69% do not have any disaster plans. California continues to be at risk from unpredictable wildfires. New growth of vegetation, grass, and plants due to the rain also poses a significant risk once these fuels become tinder dry, as they can promote rapid fire growth. Evacuating from your home early can mean the difference of life and death. When a wildfire or other disaster
Thursday, February 01, 20242024 California Contractors License Law & Reference Book
Significant changes made to streamline book Sacramento, CA – The 2024 edition of the Contractors State License Board (CSLB) California Contractors License Law & Reference Book (Law Book) is now available. CSLB is pleased to introduce a streamlined law book that includes essential information for the California construction industry. The Law Book can be purchased directly from the publisher, or the online PDF version can be viewed or downloaded at no cost on the CSLB website. CSLB has reviewed and made
Thursday, January 18, 2024Civil Rights Department Publishes Updated ''California Law Prohibits Workplace Discrimination and Harassment'' Poster
Government Code section 12850 and related regulations require all California employers to display the “California Law Prohibits Workplace Discrimination and Harassment” poster in a conspicuous place where employees gather. The Civil Rights Department published an updated version of this poster that includes information about protections for employees taking bereavement leave or leave for reproductive loss. It also contains information about prohibitions against discrimination based on an applicant’s use of
Tuesday, January 02, 2024CSLB Reminds Licensees of New Laws Beginning January 1, 2024
Sacramento, CA – Heading into 2024, the Contractors State License Board wants to remind licensees of new laws taking effect in the new year.SB 630 (Dodd) This bill requires CSLB licensees and applicants to provide an email address, if available, when they obtain and renew licenses. The email addresses are not subject to disclosure under the California Public Records Act. This bill also authorizes the Registrar to automatically reimpose license revocation when probationary conditions placed on a license are
Tuesday, December 06, 2022Contractors with No Employees Face New Workers' Compensation Requirement
A new law will require almost all contractors in California to carry workers’ compensation coverage, regardless of if they have employees or not. According to the author of the bill, State Senator Bill Dodd (D-Napa) the new law was necessary due to the tendency of many small contractors to claim they have no employees, when in fact they regularly hire day laborers or undocumented workers. Since a firm with only an owner and no employees is not required to carry workers’ comp coverage, those workers would